Manager – Credit (BNPL)

Located in Mumbai, Maharashtra, India

Full Time

Financial services



credit underwriting



  • A strong understanding of rules-based credit decisions and the use of various innovative data points in credit underwriting for small-ticket BNPL loans.
  • The candidate must have experience in creating, implementing, and evolving financial products as well as credit policies, while demonstrating a data driven approach to safeguarding the portfolio in terms of maintaining asset quality.
  • Must be able to work with cross-functional teams and business heads on underwriting.
  • The candidate must have outstanding financial skills in terms of analysing financial statements, interpreting data, and solving problems in conjunction with other teams.
  • Demonstrated experience in leading and growing a team is desire.


Required Skills/Abilities:

  • Outstanding organisational skills and attention to detail.
  • Excellent interpersonal and conflict resolution skills.
  • Strong analytical and problem-solving skills.
  • Proven and time-tested supervisory and leadership skills.
  • Self-disciple, diligence and ability to work under pressure.
  • Proficiency in MS Office (Word, Excel, PowerPoint, etc.)


Education and Experience

  • 5 -7 years of experience in Credit Risk/Underwriting for BNPL at a fintech/NBFC is required.
  • CA / MBA / CFA / Bachelor’s degree in a relevant field along with certifications in Credit Risk or Financial Analysis desired.
Jaikisan at a glance
  • Team of >500 people
  • Located in Mumbai, Maharashtra, India
About Jaikisan
OUR VISION: Jai Kisan was founded with the vision of making financial inclusion a reality for rural individuals and businesses. Jai Kisan today provides digital financial services starting with credit for online and offline, income generating, rural commerce transactions. THE PROBLEM WE ARE SOLVING: Informal credit by the merchant or seller is an expectation for customers and not a value-added service in rural India. Lack of formalized credit poses a dire and imperative challenge for rural businesses to grow. WHAT WE DO: Jai Kisan has leveraged the captive relationship between the business and the farmer and rural individuals in a B2B2C manner to deploy credit to farmers and rural individuals en masse in a sustainable manner working with 700+ organized and unorganized entities in the space with a cumulative customer base of over 1.5 lakh rural individuals including farmers. By empowering rural businesses through point-of-sale/purchase credit, Jai-Kisan has helped create scalability for rural businesses and helps deploy low-cost formal credit to farmers and other rural individuals. OUR INVESTORS: Jai Kisan has raised US $30mn in Series A funding led by Mirae Asset with participation from Syngenta Group Ventures, existing investors and others, prior to this, Jai Kisan had raised US$ 4mn in a pre-Series A funding round led by Arkam Ventures. Also joining in the round was NABVENTURES — the VC arm of Indian development finance institution (DFI), the National Bank for Agriculture and Rural Development (NABARD) in its first-ever private investment. WHO WORKS AT JAI KISAN: The Jai Kisan team is dedicated towards executing our mission and is passionate towards supporting the transformation of rural India. An entrepreneurial attitude and passion to drive results are core values we seek in every member of our team. Our team comes with varied industry experiences from experienced product builders to industries such as private equity, management consultancy and much more. We pride ourselves on having a dedicated professional team focused on building world class solutions to deliver sustainable financing to rural India.
Fill your details here
Fill your details here
Fill your details here
Fill your details here